Shared loot systems can make or break a co-op game. For players who love farming sims, co-op survival games, or casual builders like Grow A Garden, having a fair and enjoyable loot distribution mechanic is key to keeping everyone engaged and satisfied. Over the years, developers have experimented with various methods—from individual drops to fully synchronized shared inventories—and some games just get it right. Here’s a list of 22 of the best shared loot systems across multiplayer games, especially for those who enjoy titles like Grow A Garden where cooperation is the core of the experience.

1. Grow A Garden

Let’s start with the obvious one. Grow A Garden stands out because of its intuitive shared storage and reward system. Every time a player harvests crops or completes small challenges, items are pooled into a communal stash. This means no fighting over who gets the rare seed or tool—everything is accessible to everyone. If you're looking to buy Grow A Garden Items or explore the grow a garden item store, there are options like U4GM that cater to that need without breaking immersion.

2. Valheim

In Valheim, players tend to create shared chests and organize resources communally, even though the game technically uses a free-for-all loot model. It’s the kind of system that relies on trust and teamwork, making it a favorite for friend groups.

3. Diablo IV

Blizzard’s latest entry refines the individual loot system introduced in Diablo III. Even in shared spaces, players get their own loot drops—keeping things fair without taking away the fun of co-op gameplay.

4. Borderlands 3

Originally infamous for loot ninjas, the Borderlands series now includes instanced loot options, allowing everyone to get their own drops. It’s a great balance between competitive and cooperative play.

5. Minecraft (Modded Servers)

While vanilla Minecraft doesn’t feature shared loot, many modpacks and servers implement systems that allow for communal inventories or synchronized loot pools. When farming with friends, this dramatically boosts the co-op experience.

6. Deep Rock Galactic

This game is a perfect example of how to do shared loot right. Every player benefits equally from the minerals collected during missions. There's zero incentive to hoard, and teamwork is always rewarded.

7. Terraria

While it leans toward free-for-all, Terraria’s casual vibe and easy trading systems make it simple to share loot. Friends often organize their own communal chests or bases.

8. Don’t Starve Together

Resource sharing is essential here. While loot isn’t automatically shared, the gameplay encourages players to plan and divide supplies fairly, especially during harsher seasons.

9. Warframe

Even though players have individual loot, the sheer amount of shared mission goals and co-op rewards makes Warframe feel generous. No one walks away empty-handed.

10. Monster Hunter Rise

In group hunts, rewards are divided fairly at the end. Each hunter earns their own carve and reward pool, which keeps it fair without making it competitive.

11. It Takes Two

Though not loot-focused, this co-op-only game does an incredible job making every reward and interaction shared and meaningful.

12. Lego Games (e.g., Lego Star Wars)

These games pool currency and collectibles, removing loot-related stress and focusing instead on fun exploration and puzzle-solving.

13. Destiny 2

The loot is instanced for each player, so no one misses out. This system supports team play without punishing less aggressive players.

14. Phasmaphobia

Gear is pooled from everyone’s contributions, and while players lose items on death, the shared system fosters group planning and cooperation.

15. ARK: Survival Evolved

With tribe systems and shared storage, ARK encourages communal resource management. The ecosystem rewards teams who work together, not just individuals.

16. The Division 2

Players get their own loot from drops, keeping everything balanced while still maintaining the excitement of group fights and missions.

17. Sea of Thieves

Everything is shared—gold, loot, and reputation. Success is always a team effort, and the game is better for it.

18. Outward

In split-screen or online co-op, players must work together and share what they find. The inventory system supports that, encouraging communication and strategy.

19. Raft

As with Grow A Garden, Raft features shared crafting and storage that make progression feel truly cooperative. It's another great example of how simple systems can work wonders.

20. Grounded

This survival game offers shared crafting and base-building, with resources being accessible to everyone. It’s especially great for groups that like organizing their own roles.

21. For the King

Loot is turn-based and fair, but players can gift or share gold and items. Strategy plays a big role in how loot is managed among party members.

22. No Man’s Sky

In multiplayer sessions, players can easily trade and contribute to shared bases. The cooperative systems have matured significantly over updates, making resource sharing seamless.

Whether you’re planting virtual carrots or slaying monsters with friends, a good shared loot system keeps everyone on the same page. Games like Grow A Garden get this balance right, offering not just a relaxed co-op vibe but also fair item access through shared stashes and collaborative goals. For players who want to enhance their experience or are looking to buy Grow A Garden Items, sites like U4GM and the grow a garden item store can help you get what you need—just make sure to enjoy the journey, not just the inventory.