NIST offers three levels of identity proofing services. At its highest level (IAL3), this requires on-site verification using biometric matching technology for identification verification. IAL3 is intended for very high stakes use cases and should only be utilized when absolutely necessary.

Modern workforces do not have the budget or logistics resources available to them to fulfill IAL3 training requirements in-person; such activities eat up budget and cause logistical headaches. That is where HYPR comes into play - making learning affordable while increasing performance levels and confidence levels at every turn.

IAL3 verification

Identity proofing and NIST 800-63A IAL3 verification are integral elements of an enterprise security strategy, helping reduce fraud, secure data, and protect digital services. They also strengthen trust by creating Zero Trust scenarios requiring adaptive, context-aware verifications as well as hardware authenticators authentications with strong federation.

NIST 800-63A IAL3 standards for remote workers updates the levels of assurance (IAL, AAL and FAL) with an authentication and verification framework that supports authentication and verification, creating a more secure identity model - such as federated trust systems with centralized authentication and attribute exchange capabilities.

Identity validation refers to the practice of verifying whether an individual claims their true identity and that evidence presented matches up. This process typically entails matching up physical applicants against evidence presented (photo or biometric), such as photographs or biometric scans; it should take place during an in-person supervised session where CSP SHALL verify each piece submitted using methods and scores specified in SP 800-63A Table 5-3 (5.3.1).

IAL3 identity proofing

Identity verification is the practice of verifying whether an individual's claimed identity matches with real-world details, as an integral component of digital authentication. By performing NIST IAL3 verification, individuals can gain access to multiple relying parties without needing to authenticate again and again, and ensure they are actually using an account or resource owned by the rightful holder of said account or resource.

NIST defines identity assurance levels (IALs), which indicate how confidently one believes a claimed identity matches up with their real-world identity. These range from IAL1 to IAL3. NIST 800-63-3 is an essential framework for modern digital identity management as it emphasizes extensive IAL3 identity proofing and strong, phishing-resistant authentication; cryptographic authenticators like passkeys may also provide additional layers of protection.

Identity verification in IAL3 requires both document and biometric checks. This is accomplished using advanced liveness detection technologies to check enrollee presence while cross-verifying them across multiple documents. Furthermore, top IAL3 solutions also tie enrollee's unique biometrics directly to their identity credential for increased security against SIM swapping or MFA bypass attempts.

IAL3 compliant solution

IAL3 is the highest level of identity assurance, requiring in-person verification at an actual physical location. It uses a stringent combination of document validation, facial recognition with liveness detection and biometric comparison in order to detect impersonation and fraud as well as sophisticated attacks utilizing falsification, theft or repudiation of evidence.

IAL3 establishes Federated Assurance Levels (FALs), which define how much confidence can be placed in claims made by identity providers to relying parties about users and their attributes. Furthermore, these FALs help relying parties make risk-based decisions for specific transactions.

TrustSwiftly enables remote IAL3 compliance and offers the freedom to select various assurance levels based on specific business or security needs. It supports employee onboarding, fraud prevention and step-up reproofing to mitigate risk as well as eliminating password resets which reduce cyber liability insurance costs and operational expenses.

IAL3 bypass

The NIST SP 800-63 Identity Assurance Guidelines outline three categories - Identity Assurance Level (IAL), Authentication Assurance Level (AAL), and Federation Assurance Level (FAL). Each level specifies how an individual's claimed identity can be verified - for example IAL1 does not require verification while IAL2 involves moderate proofing processes like remote or in-person checking of reliable evidence while IAL3 demands physical presence and supervised document verification for identity proofing purposes.

IAL3 compliant solution feature advanced liveness detection technology to verify enrollees are in presence and compare them against presented identity documents, while face binding securely links robust biometric credentials with enrollee identities, providing strong protection against SIM swapping and MFA bypass attempts. Users benefit from an efficient experience while cyber liability costs and security risks decrease significantly; it is the future of identity proofing and e-signatures; an ideal solution should offer multimodality, with video chat, facial recognition, fingerprint and dual iris verification, document authentication as part of its offering.